Built in CanadaFINTRAC-aligned

Your analysts shouldn't spend 90 minutes writing every STR narrative.

Regliao works alongside your existing transaction monitoring system to draft FINTRAC-ready STR narratives, triage alerts, and consolidate case context — so your analysts spend less time writing and more time investigating. Hosted in Canada. Human always reviews and submits.

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01 / The problem

Detection isn't the bottleneck anymore. Documentation is.

Most Canadian credit unions and MSBs already invested in transaction monitoring — Verafin, Actimize, in-house rules engines. The alerts are getting generated. The problem is what happens next.

  • 01Analysts spend 60–90 minutes per STR writing the Part F narrative
  • 02False positive rates above 90% mean most analyst time goes to alerts that won't become STRs
  • 03Case context lives across KYC, sanctions, and prior alert systems — analysts tab between five screens
  • 04Narrative quality varies by analyst, and FINTRAC examiners notice

Regliao sits downstream of your detection system and accelerates the work your analysts actually do.

02 / What it does

Three workflows. One integration.

I

STR narrative drafting

Send us a case bundle — alert details, flagged transactions, customer KYC. We return a drafted Part F narrative and structured STR fields, formatted to FINTRAC's expectations. Your analyst reviews, edits, and submits.

II

Alert triage assistance

For every alert, we pull historical context, prior dispositions, and KYC data, then return a recommendation with reasoning — escalate, dismiss, or needs more information. Your analyst always decides.

III

Case workup consolidation

One structured view of everything an analyst needs: transaction patterns, KYC, sanctions hits, prior alerts, beneficial ownership. Pulled from your systems, returned in one payload.

03 / How it works

Built for how Canadian compliance teams actually work.

01

API-first

Your detection system sends us a case. We send back drafted narratives and recommendations. You stay in control of submission to FINTRAC.

02

Hosted in Canada

AWS ca-central-1. Data stays in Canada. Full audit trail of every model input, output, and version.

03

Human in the loop, always

Regliao never submits an STR. It drafts, recommends, and consolidates — your team reviews and decides.

04

Works with your existing stack

Sits downstream of Verafin, Actimize, Oracle FCCM, or in-house systems. We don't replace detection.

05

Configurable per institution

Narrative tone, required sections, terminology, and disposition rules adapt to your team's conventions.

04 / Why us

Built by someone who's been on your side of the table.

Regliao is built by Shawn Liao, a former bank solutions architect with deep experience in financial services technology. The product is designed around FINTRAC's actual guidance and the real workflows of Canadian compliance teams — not a generic AML tool retrofitted for Canada.

Regliao (reg-lee-ow) — regulatory clarity, built by Liao.

  • —Canadian-built, Canadian-hosted
  • —Direct access to the founder during pilot and rollout
  • —Built specifically for credit unions and MSBs — not enterprise banks
  • —SOC 2 readiness in progress
05 / Honest scope

What Regliao isn't.

✕ 01

Not a replacement for transaction monitoring.

We work alongside your existing detection system.

✕ 02

Not an autonomous decision-maker.

Every STR submitted is reviewed by a human analyst.

✕ 03

Not a sanctions screening tool.

We integrate with the one you already use.

✕ 04

Not a black box.

Every recommendation includes the reasoning and source data behind it.

06 / Next step

See if Regliao fits your workflow.

A 20-minute call. No slides. We'll talk about where your analysts spend time and whether Regliao can help. If it's not a fit, we'll tell you.

Book a call→